Disclosure of Compensation
InSource secures and otherwise facilitates the purchase of insurance coverage for its policyholder clients from a variety of insurance carriers and group benefits providers (collectively "carriers") and sometimes engages the services of other entities in connection with the issuance of such coverage.

In most instances, InSource is primarily compensated for the insurance brokerage services that it provides to its policyholder clients through commission payments that are based on the premium charged, and paid for, by the issuing market for each policy secured for InSource's clients. The percentage of these commissions varies by market and policy type. In addition, InSource has entered into contingent compensation arrangements with markets based on circumstances, including without limitation, the overall volume of premiums paid to or policies issued by or through a particular market for InSource's clients; the overall growth, persistency and/or retention of the premiums paid by InSource's clients to or through a particular market; and, in certain cases, the profitability of the total premium (i.e., claims history on the coverage) paid by InSource's clients to or through a particular market.